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How to Buy Shares on LuSE Using the Patumba Investment App in Zambia

  MONEY MATTERS | ZAMBIA HOW TO BUY STOCK ON LUSE THROUGH HOBBITON USING THE PATUMBA INVESTMENT APP Article by Rodgers Mangwela | OPENLEARNZAMBIA Imagine owning shares in some of Zambia's established companies without having to visit a stockbroker's office every time you want to make an investment. Imagine being able to participate in the ownership of a publicly listed company using a digital investment platform accessible through your smartphone. For many Zambians, investing in the stock market still sounds like something reserved for wealthy individuals, business executives and people who understand complicated financial systems. However, technology is gradually changing that perception. Through Hobbiton Investment Management and the Patumba Investment App , individuals can access stock trading opportunities on the Lusaka Securities Exchange (LuSE), bringing the Zambian capital market closer to ordinary citizens. If you have been wondering how to buy shares in Zamb...
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Zambia's Education System: Why Innovation Must Go Beyond Academic Excellence

  EDUCATION AND INNOVATION ARE WE EDUCATING ZAMBIA TO THINK, INVENT AND CREATE, OR JUST TO PASS EXAMINATIONS? Article by Rodgers Mangwela | OPENLEARNZAMBIA The uncomfortable question about our education system A country can produce thousands of graduates, celebrate impressive examination results and proudly point to individuals who speak excellent English, yet still struggle to produce the innovators and industrial thinkers capable of transforming its economy. This raises an important question about Zambia's education system: Are we educating our children to think independently, solve problems and create opportunities, or are we primarily preparing them to pass examinations, obtain qualifications and find employment? Zambia has never lacked individuals capable of performing exceptionally well academically. At primary, secondary and tertiary levels, our schools and colleges continue to produce learners who demonstrate remarkable academic abilities. We have individual...

Zambia Stock Market: Why Ordinary Zambians Are Missing Out on Share Investing

  MONEY MATTERS Zambia's Stock Market: An Opportunity Waiting Beyond the Boardrooms? Article by Rodgers Mangwela | OPENLEARNZAMBIA Imagine a woman selling tomatoes at Kachulu Market in Kabwe, a barber operating from a small shop in Katondo, a salon owner in Kamushanga or a civil servant earning a monthly salary. They may not have millions in their bank accounts, but could they become shareholders in some of Zambia's established companies? The answer is yes, in principle. However, the practical journey requires more than simply having money to buy a share. A look at stock prices displayed on an investment application on November 10, 2026, presents an interesting picture of the opportunities available on the Lusaka Securities Exchange (LuSE). Zambia Sugar Plc was displayed at K67.97 per share, while several other counters were trading below K5. These included Zambeef at K1.70, Klapton Reinsurance at K0.36, Zambia Reinsurance at K2.74 and CEC Africa at K0.67. Th...

Patumba Investment Zambia: Why Is My Matured Money Still Pending?

  MONEY MATTERS Your Patumba Investment Has Reached Its Maturity Date, but It Still Says Pending. What Should You Do? Article by Rodgers Mangwela | OPENLEARNZAMBIA Imagine saving your hard-earned money for several months, carefully counting down the days until you can finally access it. You open your Patumba account on the expected maturity date, hoping to see your investment marked as matured. Instead, the screen displays one frustrating word: PENDING. Has something gone wrong? Is your money delayed? Does the maturity date mean you can withdraw immediately? These are important questions for anyone using digital investment platforms in Zambia, particularly those who depend on their savings to meet school fees, business expenses, household needs or other financial commitments. As digital savings and investment services become increasingly popular across Africa, understanding how investment maturity works is just as important as knowing where to put your money. Understan...

What Is Tokenomics? Understanding Cryptocurrency Economics

  WHAT IS TOKENOMICS? UNDERSTANDING THE ECONOMICS BEHIND CRYPTOCURRENCY A beginner's guide to how cryptocurrency tokens are created, distributed, valued and managed. Article by Rodgers Mangwela | OPENLEARNZAMBIA Imagine waking up one morning to discover that a digital token you received for participating in an online project has suddenly become valuable. People are buying it, businesses are accepting it, and its creators are introducing new rules governing how many tokens can exist and how they can be used. But have you ever stopped to ask yourself some important questions? Who decides how many tokens should be created? Why do some cryptocurrencies have a limited supply while others can continuously produce new tokens? What makes one digital token valuable while another struggles to attract buyers? And how do cryptocurrency projects prevent their digital economies from collapsing? The answers to these questions are closely connected to one fascinating concept: TOKENOMICS...

Google AI Professional Certificate: Learn AI Skills Online in Zambia

  EDUCATION GOOGLE AI PROFESSIONAL CERTIFICATE: A NEW OPPORTUNITY FOR ZAMBIANS TO BUILD FUTURE-READY SKILLS Article by Rodgers Mangwela | OPENLEARNZAMBIA What if the next qualification that transforms your professional life is not necessarily obtained by sitting in a university lecture hall, but through an internet connection, a computer or smartphone, and a willingness to learn something new? Artificial intelligence is rapidly changing the world of work. From education and journalism to business management, marketing, research and technology, AI tools are becoming increasingly important in how people perform everyday professional tasks. However, knowing how to use an AI chatbot is not the same as understanding how to apply artificial intelligence professionally. Recognising this growing demand for practical AI skills, Google has introduced the Google AI Professional Certificate , an online training programme available through Coursera, designed to help learners develop ...

Password Security: 25 Weak Passwords Zambians Should Avoid

  ZAMBIA EXPLAINS | CYBER SECURITY YOUR PASSWORD COULD BE CRACKED IN LESS THAN A SECOND: 25 PASSWORDS YOU SHOULD STOP USING Article by Rodgers Mangwela | KASONDE24 One second could be all it takes. Imagine waking up one morning only to discover that someone has accessed your email, taken control of your Facebook account or gained access to sensitive information stored on your phone. You might immediately suspect sophisticated hacking tools, advanced computer skills or an international cybercriminal network. But sometimes, the entry point is much simpler: your password. Cybersecurity researchers have repeatedly warned that millions of internet users continue to rely on predictable passwords that require very little effort to guess. Some of these combinations are so common that automated password-cracking tools can identify them almost immediately, particularly when criminals have obtained password databases from data breaches. For internet users in Africa, including Za...

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Password Security: 25 Weak Passwords Zambians Should Avoid

  ZAMBIA EXPLAINS | CYBER SECURITY YOUR PASSWORD COULD BE CRACKED IN LESS THAN A SECOND: 25 PASSWORDS YOU SHOULD STOP USING Article by Rodgers Mangwela | KASONDE24 One second could be all it takes. Imagine waking up one morning only to discover that someone has accessed your email, taken control of your Facebook account or gained access to sensitive information stored on your phone. You might immediately suspect sophisticated hacking tools, advanced computer skills or an international cybercriminal network. But sometimes, the entry point is much simpler: your password. Cybersecurity researchers have repeatedly warned that millions of internet users continue to rely on predictable passwords that require very little effort to guess. Some of these combinations are so common that automated password-cracking tools can identify them almost immediately, particularly when criminals have obtained password databases from data breaches. For internet users in Africa, including Za...

Zambia's Education System: Why Innovation Must Go Beyond Academic Excellence

  EDUCATION AND INNOVATION ARE WE EDUCATING ZAMBIA TO THINK, INVENT AND CREATE, OR JUST TO PASS EXAMINATIONS? Article by Rodgers Mangwela | OPENLEARNZAMBIA The uncomfortable question about our education system A country can produce thousands of graduates, celebrate impressive examination results and proudly point to individuals who speak excellent English, yet still struggle to produce the innovators and industrial thinkers capable of transforming its economy. This raises an important question about Zambia's education system: Are we educating our children to think independently, solve problems and create opportunities, or are we primarily preparing them to pass examinations, obtain qualifications and find employment? Zambia has never lacked individuals capable of performing exceptionally well academically. At primary, secondary and tertiary levels, our schools and colleges continue to produce learners who demonstrate remarkable academic abilities. We have individual...

What Is Tokenomics? Understanding Cryptocurrency Economics

  WHAT IS TOKENOMICS? UNDERSTANDING THE ECONOMICS BEHIND CRYPTOCURRENCY A beginner's guide to how cryptocurrency tokens are created, distributed, valued and managed. Article by Rodgers Mangwela | OPENLEARNZAMBIA Imagine waking up one morning to discover that a digital token you received for participating in an online project has suddenly become valuable. People are buying it, businesses are accepting it, and its creators are introducing new rules governing how many tokens can exist and how they can be used. But have you ever stopped to ask yourself some important questions? Who decides how many tokens should be created? Why do some cryptocurrencies have a limited supply while others can continuously produce new tokens? What makes one digital token valuable while another struggles to attract buyers? And how do cryptocurrency projects prevent their digital economies from collapsing? The answers to these questions are closely connected to one fascinating concept: TOKENOMICS...